Home Insurance

Situated in the heart of Tornado Alley, Kansas is a state prone to devastating weather.  Kansas homeowners often understand the importance of having a homeowners insurance policy to protect their homes and families, but they may be unaware of specific coverages needed for their unique home. At Agency Associates, it is our goal to make sure you have a comprehensive homeowners insurance policy that will cover any risks you may face living in Kansas.
As a local agency in Shawnee Mission, we understand the varying needs of homeowners living throughout Kansas City, Overland Park, Mission, Shawnee, Prairie Village, and the surrounding Kansas communities. No matter where your home is located, out team of experienced agents will ensure that your homeowners policy meets all of your specific needs. Agency Associates works closely with the nation’s top insurance carriers so that we can offer only the best rates and coverage on Kansas homeowners insurance policies. While we tailor each homeowners policy to the homeowner and their unique home, you will find that there are many similarities across all policies. Below are some of the most common coverages you will find in a Kansas homeowners insurance policy. 

Kansas Homeowners Insurance Coverage 

  • Coverage for your dwelling (home structure) as well as additional structures on your property including carports, barns, sheds, and other detached storage facilities.
  • Coverage for damages to personal property within your home including furniture, clothing, appliances, and electronics.
  • Coverage for property theft.
  • Liability coverage in the event someone is injured on your property.
  • Coverage for living expenses if a disaster were to force you out of your home. 

Optional Kansas Homeowners Insurance Coverage

  • High-value item coverage for belongings such as jewelry and watches that are not covered under typical personal property coverage.
  • Identity theft expense coverage.
  • Flood Insurance
Many people are under the impression that their homeowners insurance policy will cover damage caused by flooding, but that is not the case. Flash flooding can occur anywhere and you do not need to live in high-risk flood zone for a flood to cause damage to your property. Our team of home insurance experts can help you determine if you should supplement your homeowners policy with flood insurance.
Homeowners are always happy to save money on insurance. There are a number of discounts available that Kansas residents can take advantage of including multi-policy, hail-resistant roof, new home, claims-free, home safety, protective device discounts, and more. It is our goal to make sure you receive all of the discounts that you qualify for so that you can save the most money on your homeowners insurance policy.
A Kansas homeowners insurance policy from Agency Associates offers more than just coverage for your home. It offers peace of mind as well. With a complete and comprehensive homeowners insurance policy, you can rest assured knowing that you, your loved ones, and your home are protected. Contact us today with any questions you may have about homeowners insurance coverage or use our home insurance tool to get started!

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