This policy pertains to the agencies listed above. We respect your right to privacy. We want you to know about our procedures for protecting your privacy and your rights and responsibilities regarding information we receive about you. We want you to understand how we gather information, how we protect it and how you can help ensure its accuracy. Although we may provide this notice as information to additional persons, the terms of this notice apply to those individuals who inquire about or obtain insurance from our agency primarily for personal, family or household purposes and certain group insurance plans. This notice applies to our customers but does not in any way imply or affect insurance coverage.

What kind of information is collected about you?

We get most of our information abut you directly from you, such as name, address, social security number and certain other specific information which we use to assist you in obtaining insurance policies. In addition to the information you provide to us during the application process we may need addition information from other sources to verify information you have given. If we do we may obtain information from outside sources at our expense or the insurance companies expense. It is common for an insurance company to ask an independent source to verify and supplement information given on an insurance application. There are many such independent companies, commonly called, "consumer reporting agencies, " which are in the business of providing independent information received about you. Once you have been an insured customer of ours for a period of time, your record may contain information related to our experiences and transactions with you, such as insurance policy coverage, premiums changes and claims you make under an insurance policy. We may disclose information about you to one or more insurance companies regarding our transactions and experiences with you

What do we do with information about you?

Information about you will be kept in our insurance policy records. We will refer to and use that information for purposes related to issuing and servicing insurance policies and settling claims. Generally, personal information about you in our records will not be disclosed by us to any external origination with your prior authorization. However, we may, as permitted by law, share information about you contained in our file with certain persons or organizations such as:

• You
• Persons who represent you in a fiduciary capacity including your attorney or trustee, or who have a legal interest in your insurance policy.
• Adjuster, appraisers, auditors, investigators and attorneys
• Persons or organizations who need the information to perform a business professional or insurance function for the insurance company
• Other insurance companies, agents or consumer reporting agencies as information is needed in connection with an insurance application, policy or claim involving you
• Medical professionals to inform you of a medical condition of which you may not be aware
• Person or organizations that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements
• Our affiliated agencies
• To a court, state insurance departments or other government agency pursuant to a summons, court order, search warrant, subpoena or as otherwise required by law or regulation

Who has access to our information?

Our agency currently uses a system of pass words and other appropriate physical electronic and procedural safeguards to protect against unauthorized access to potentially private information. We will educate our employees about the terms of this Notice and the importance of confidentiality and customer privacy. Employees who gain unauthorized access or who otherwise violate our privacy policy are subject to disciplinary action up to and including termination.

How you can review recorded information about you?

Generally, you have the right to review and receive a copy of the recorded personal information about you contained in our files with respect to a particular policy number, except for certain legal and medical documents. You have the further right to request that we correct any of this information. To exercise these rights, you must send to us a notarized request at the address set forth below stating your complete name, address, insurance policy number, daytime phone number and a copy of your driver’s license or other personal identification. If you believe any information we have on file is incorrect, you have the right to file with us a written statement of dispute which we will include in any future disclosure of the information.

How to contact us

If after reading this, you have any questions about our privacy policy or information contained in our files about you please write to us at the following address: 6340 Glenwood St. Suite 101 Shawnee Mission, KS 66202-4008

2008 Privacy Policy